FinPal

Challenge

Solo and small entrepreneurs often run personal and business spending through the same accounts. The result is mixed records, missed tax deductions, unclear profit, and no real picture of either their household or their company finances.

Strategic approach

We built FinPal around two ledgers sharing a single, simple experience. Instead of asking users to categorise everything by hand, an AI layer learns their patterns and allocates each expense to personal or business — then coaches them toward the goals they set.

Solution

FinPal automatically allocates each transaction to the right side, categorises it properly, and lets the user correct it with a tap so the AI keeps improving. It gives personalised advice, tracks budgets and savings goals for both lives, and sends timely nudges that keep the user on track.

Outcome

Entrepreneurs see exactly where their personal and business money goes, without spreadsheets or end-of-month sorting.

Key features

• Separate personal and business budgets in one app
• Automatic AI allocation of each expense
• Smart categorisation that learns from corrections
• Goal setting and progress tracking
• Personalised AI financial advice
• Clear reports for each side of your money